Padarak I wish you, your family, and your friends the best. Genuinely, I do. But please re-read my entire comment.
This decision has nothing to do with "eagerly looking" for a reason to punish all Russian people. If we fund $100 to go into Russia, even if only 10% of that eventually gets into the hands of Putin's government through taxes/etc, that means we effectively gave $10 towards a potential weapon to be used by the Russian military in Ukraine.
That's it. That's literally all there is to it, and is a major reason why hundreds of foreign companies are likewise pulling their business out of Russia however they are able to.