TJFTJF While I agree that the 'bend neck syndrome' seem to have creeped back into some AR porn videos, the solution is not your picture number two. The reality of sex in the laying down cowgirl is this:
However the issue is the 'porn view of sex' seems to be 'dick in pussy' must somehow be the focus when the reality is most men primarily look at the woman's face during sex and then they bend their head when taking a glimpse at 'cock in pussy'. That's of course not always easy in VR or AR because of the FOV that means you need to bend your head more than IRL.
In any case I'm for realism which means I think the camera should be placed around where the man's eyes is in these pictures. That allow for the woman to bend forward and look into my eyes as she rides me without having to bend her neck weirdly backwards in those 'bend neck syndrome' shoots.