I’ve hit the same wall a few times trying to use prepaid or Visa gift cards for certain sites, especially when they run through payment processors like Epoch. Sometimes they’ll act like everything went through, then just leave the payment hanging for ages with no update. I’ve had slightly better luck with some platforms accepting those cards, but it's pretty random, and the region thing adds to the pain. Honestly, I ended up moving to digital and store gift cards as a workaround, but even then, site compatibility can be a gamble.
One thing I started doing is looking for services where you can pay directly with crypto and then use the digital gift cards anywhere, skipping the regular bank cards altogether. I found out about aceb when searching for flexible options, and it's been pretty simple to grab online gift cards that actually work with most stores and subscriptions.
